Terms and Conditions for Online Bill Calculator

Welcome to Online Bill Calculator (“we,” “our,” or “us”). Our website, located at https://onlinebillchecker.pk/ (the “Site”), provides users with tools and information to calculate and check various utility and service bills. By accessing or using our Site, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to all of these Terms, you are prohibited from using this Site.

1. Use of the Site

1.1. Eligibility: You must be at least 18 years of age to use our Site. By using the Site, you represent and warrant that you are of legal age.

1.2. License: We grant you a limited, non-exclusive, non-transferable, and revocable license to use the Site for your personal, non-commercial use.

1.3. Prohibited Activities: You agree not to:
* Use the Site for any illegal or unauthorized purpose.
* Harass, abuse, or harm other persons.
* Interfere with or disrupt the Site’s security or functionality.
* Use any data mining, robots, or similar data gathering tools.
* Attempt to gain unauthorized access to any part of the Site.

2. Disclaimer of Warranties

2.1. Informational Purpose Only: The bill calculations, estimates, and information provided on this Site are for GENERAL INFORMATION AND ESTIMATION PURPOSES ONLY. While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, reliability, or timeliness of any data or calculations.

2.2. No Professional Advice: The information on this Site does not constitute professional financial, legal, or official advice. The final bill amount is always determined by the official service provider (e.g., IESCO, KE, SSGC, PTCL, etc.). You should always verify your bill directly with the official provider before making any payment.

2.3. “As Is” Basis: The Site and its content are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, either express or implied.

3. Limitation of Liability

3.1. To the fullest extent permitted by applicable law, Online Bill Calculator, its owners, employees, and affiliates shall NOT be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with:
* Your use or inability to use the Site.
* Any errors or omissions in the content or calculations.
* Any decisions made or actions taken based on the information provided by the Site.
* Any delays, inaccuracies, or failures in the data provided by third-party sources.

4. Intellectual Property

4.1. The Site, its original content, features, functionality, logo, and name “Online Bill Calculator” are and will remain the exclusive property of Online Bill Calculator and are protected by copyright, trademark, and other intellectual property laws of Pakistan.

4.2. You may not reproduce, distribute, modify, or create derivative works of any material from the Site without our express written permission.

5.1. Our Site may contain links to third-party websites or services that are not owned or controlled by us, such as the official websites of utility providers.

5.2. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You access such third-party links at your own risk.

6. User Data and Privacy

6.1. We respect your privacy. Any personal information you submit through the Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

7. Indemnification

You agree to defend, indemnify, and hold harmless Online Bill Calculator and its licensees and licensors from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:
a) your use of the Site;
b) your violation of these Terms; or
c) your violation of any third-party right.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of significant changes by updating the “Last Updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to its conflict of law provisions.

10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: contact@onlinebillchecker.pk